MyKustoma Pay Small Small is a credit purchase scheme that enables users to buy items instantly, and pay for them over a period of time. It is as the name suggests 'Pay-Small-Small', which entails payment done in piecemeal.
The scheme is majorly for salary earners, but there is a consideration for business owners who have a regular income flow.
Every item that qualifies as a Pay Small-Small item has a Pay Small-Small batch. Choose a qualified Pay Small-Small item, click the batch, follow the checkout process, and fill the presented form.
- Proof of Employment
- Proof of income
- Valid identification card
Installments are paid monthly, for a maximum duration of 12 months.
You can credit more than one item with myKustoma Pay Small-Small scheme, however, you can only apply for one item at a time.
Upon approval of your application, you would be notified and your item would follow your desired shipping option.
Depending on how quickly the customer provides required documentation, Pay Small-Small application approval takes 1 to 3 working days. And as soon as application is approved, shipping process commences and most delivery are completed within 2 to 4 business days.
Our financial partners will inform you of the schedule and method of repayment.
Our Shipping charge depends on the distance between pick-up location and delivery address, weight and dimension of items. Please read our Shipping & Delivery Guide.
myKustoma uses SSL/TLS [Secure Socket Layer/Transport Layer Security] encryption protocol to protect card information when payments are made on its platform. Also, myKustoma does not store card information. This is a security measure, however, customers would have to enter card details each time they make a payment.
After completing Bank Deposits or Transfers, please Contact Us with payment details for verification.
Online payment is done through the Quickteller platform. Users can pay using Visa, Master or Verve cards.
Offline payment is our name for other forms of payments outside direct payment on the myKustoma platform. Money Transfers and Bank Deposits are in this category. Our Account details are:
Account Name: My Kustoma Innovative Technology Limited
First Bank – 1019338467
UBA – 2029675979
Upon payment, we require payment receipt or teller to verify payment. Contact us for more information or enquiry.
Phone: 08120247780 or 01-8881021
Use Cellulant for mobile money payments.
myKustoma does not offer Pay on Delivery as we seek to expedite commerce. Buyer’s payment is commitment on the buyer’s side, and an incentive for the seller. However, MyKustoma offers what you can call ‘Pay on Fulfilment’ as we pay sellers only when the customer receives order and is satisfied. Please read 'myKustoma Money Back Guarantee'.
Yes, one can upgrade selling plan at any time. However, one cannot downgrade to a lower selling plan until current plan is expired.
One can sell used items on myKustoma. However, seller has to clarify that items are used, and buyer has to understand that he or she would be buying a used item.
Yes you can advertise on myKustoma. Please read our 'Advert Rates' in the Footer area.
We have 4 selling plans: Platinum, Gold, Silver and Bronze. These different plans have different features. Please read our 'Seller Subscriptions' in the footer area.
STEP 1. Log unto www.mykustoma.com or Download myKustoma App
STEP 2. Click on Sell
STEP 3. Register as a Seller
STEP 4. List Your Products including images of the items
STEP 5. Get Notified on Leads
STEP 6. Receive Order Invoices
STEP 7. Ready Order for Shipment
STEP 8. Product Delivered Satisfactorily
STEP 9. Get Paid
Anyone can sell on myKustoma. However, there are a few terms and conditions one would be required to fulfill to keep the standard and get results. Please read our seller agreement.
myKustoma has gone the extra mile to achieve the best platform to help facilitate commerce. The prices online are the best prices obtainable. However, buyers can contact sellers directly to negotiate and pay offline.
myKustoma Money Back Guarantee is an assurance to buyers that their money would be refunded if they are not satisfied with items purchased through the myKustoma platform. It is myKustoma’s first measure of trust for buyers.
For more details, refer to our Return Policy.
MyKustoma is an open marketplace that encourages buyer-seller relationship for better satisfaction. We ask if you want to be contacted by a seller to introduce buyer/seller relationship.
In the case you search and cannot find an item or service you are looking for, simply contact sellers that have related items or services to enquiry on how you can get what you are looking for.
Anyone can buy on myKustoma, as long as he/she buys legally.
A Kiosk user/operator is a myKustoma agent managing a myKustoma Kiosk in an assisted e-commerce capacity. They are responsible for helping people without computers and internet enabled devices buy and sell on the myKustoma platform.
Assisted e-commerce is an electronic commerce solution that helps users without computers and internet enabled devices buy and sell online.
myKustoma’s model provides mini-kiosks across key rural locations. The myKustoma kiosk is a place where people would be assisted to browse the myKustoma marketplace, place and receive order. It is also the anchor point for rural and suburban merchants, farmers, craftsmen and retailers through which they can list their products and sell across the country.
Registration is simple on myKustoma:
• On the top menu, click Register.
• Fill and submit our basic registration form.
• Upon submission of registration form, you would receive a verification email. Open the email, read and click on the activation link to activate your myKustoma account.
• Enjoy your myKustoma experience.
A single myKustoma account gives access to buy and sell various kinds of Products, Services, Vehicles, Real Estates and Jobs listings to satisfy every need. myKustoma is prime for serial entrepreneurship where one is into many forms of economic activities. myKustoma is ideal for family units as one account can serve the family business and trades. Please read 'About myKustoma' for more information.
The myKustoma platform is secured with SSL encryption. We also have a security center to educate users on measures that would help ensure security from their end.
myKustoma is an open and limitless marketplace. Think of what is obtainable in the physical market, and know what is obtainable on myKustoma. The difference is that myKustoma is accessible anytime of the day, and from any location through an internet enabled device.
myKustoma lists products, services, vehicles, real estates and jobs. It is a one-stop platform to buy and sell.
Read 'About myKustoma'.
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